Nex Lock & Device Security

Lock, track and protect every financed device.

NexLock helps retailers and finance partners secure devices sold on EMI. Auto-lock on missed payments, unlock the moment a customer pays — all from one encrypted dashboard.

Request a Demo Explore Features
Bank-grade encryption Instant unlock Works offline
Device Protection
EMI Security System
●  LOCKED
Device Locked
Please clear your pending EMI to unlock this device instantly.
DEVICE
Enrolled
EMI DUE
Overdue
PAYMENT REQUIRED
Clear EMI to continue
ACTION REQUIRED
🔒 Secure EMI Device Protection
0
Devices Secured
0
Partner Stores
0
Recovery Rate
0
Platform Uptime
What NexLock does

Everything you need to secure EMI devices

A complete toolkit to reduce defaults, protect assets and keep your customers moving.

Remote Lock & Unlock

Lock or release any enrolled device in seconds from your dashboard — no physical access needed.

Auto-Lock on Missed EMI

Set the rules once. NexLock reminds customers and locks automatically when a payment is overdue.

Live Location & Geo-fence

Track device location and get alerts when a device leaves an approved zone.

Tamper Protection

Anti-uninstall and factory-reset resistance keep the lock in place even after reset attempts.

Retailer Dashboard

Manage every device, EMI plan and customer from a single, clean control panel.

Instant Unlock on Payment

The moment an EMI is cleared, the device unlocks — no waiting, no manual steps.

Who it's for

Built for everyone in the EMI chain

Mobile Retailers

Offer EMI confidently at your counter and protect every device you sell.

  • 1-minute enrollment
  • Walk-in to sale faster
  • Lower default losses
Finance Partners

Reduce risk on financed devices with automated locking and recovery.

  • Portfolio-wide control
  • Automated collections
  • Real-time risk view
Distributors

Manage many outlets and thousands of devices from one account.

  • Multi-store roles
  • Bulk onboarding
  • Central reporting
The dashboard

One clean console to run it all

See every enrolled device, its EMI status and location at a glance. Lock, unlock and act — all from a dashboard your team will actually enjoy using.

Live device & payment status
One-tap lock and unlock
Role-based team access
NexLock · Devices
Active devices
18,240 ▲ 4.2%
Recovery rate
98% ▲ 1.1%
Redmi Note 13 · #A1029
Active
Galaxy M14 · #A1044
EMI Due
Vivo T3 · #A1067
Locked
How it works

Live in four simple steps

01
Enroll the device

Install NexLock at the point of sale and register the device in under a minute.

02
Set the EMI plan

Add the schedule, due dates and reminder rules for the customer.

03
Auto-lock if overdue

Miss a payment? Reminders fire first, then the device locks automatically.

04
Unlock on payment

Customer pays, device unlocks instantly. Everyone stays in control.

Security & trust

Protection you and your customers can rely on

End-to-end encryption

Every command and record is encrypted in transit and at rest.

Anti-tamper core

Resists uninstall and factory reset so the lock stays reliable.

Works offline

Locking rules keep working even without an active connection.

-first

Only what's needed is collected — customer data stays protected.

Why NexLock

A smarter way to secure EMI devices

CapabilityManual / traditionalNexLock
Remote lock & unlock Not possible Instant
Auto-lock on missed EMI Manual follow-up Automated
Device tracking None Live location
Tamper resistance Easy to bypass Protected
Recovery effortHigh & costly Low & automated
Built for your business

Fewer defaults. Protected assets. Happier customers.

NexLock gives finance partners and mobile retailers a reliable way to offer EMI without carrying all the risk. Recover more, chase less, and keep good customers coming back.

Reduce EMI defaults with automated reminders and locking.
Protect financed assets even in case of theft or non-payment.
Onboard devices in minutes with a guided setup flow.
Keep customer data encrypted and privacy-first at every step.
Higher approvals

Say yes to more customers with less risk exposure.

Faster recovery

Automated locking speeds up overdue collections.

Multi-store ready

Manage many outlets and teams under one account.

Support that helps

Real people to help you onboard and scale.

What partners say

Loved by stores across the country

"Our EMI defaults dropped sharply within two months. Locking is instant and customers pay on time now."

RS
Rahul Sharma
Owner, MobileMart

"Setup took minutes and the dashboard is dead simple. Managing 40 outlets from one place is a game changer."

AP
Anita Patel
Ops Head, DigiStore

"Recovery costs are down and customers appreciate the reminders before any lock. Fair and effective."

MK
Mohammed Khan
Manager, FinEase
Pricing

Simple plans that scale with you

Start small and grow. No hidden fees — pay for what you protect.

Starter
₹49 / device / mo

For single stores getting started with EMI locking.

  • Up to 200 devices
  • Remote lock & unlock
  • EMI reminders
  • Email support
Get Started
Business
₹39 / device / mo

For growing retailers and multi-store operators.

  • Up to 5,000 devices
  • Everything in Starter
  • Live tracking & geo-fence
  • Multi-store & roles
  • Priority support
Start Free Demo
Enterprise
Custom

For finance partners and large distributors.

  • Unlimited devices
  • Everything in Business
  • API & integrations
  • Dedicated manager
  • SLA & onboarding
Contact Sales

Prices are indicative — contact us for a plan tailored to your volume.

FAQ

Questions, answered

An Nex Lock is software installed on a financed device. If a customer misses an installment, it reminds them and can lock the device until payment is made — then unlocks instantly once cleared.

NexLock includes anti-uninstall and factory-reset resistance, so the lock stays in place even after common bypass attempts.

Yes. Locking rules continue to work offline, and the device syncs with your dashboard as soon as it reconnects.

Enrolling a device takes under a minute at the point of sale. Most stores are fully live on the same day.

Absolutely. Data is encrypted in transit and at rest, and we only collect what's needed to run the service.

Yes. NexLock lets you manage multiple financed devices from a single dashboard, making it easy to monitor payment status, apply locks, and unlock devices when payments are cleared.

Yes. Authorized users can remotely unlock a locked device from the NexLock dashboard once the required payment has been received and verified.

Yes. The NexLock dashboard provides a clear view of device status, payment status, overdue installments, and lock or unlock activity.

Yes. NexLock is designed for retailers, lenders, and financing businesses that want a simple way to manage financed devices and reduce payment-related risks.
Get started

Ready to secure your EMI devices?

Book a free walkthrough and see how NexLock fits your store or finance operation.

Request a Demo Learn More